Fixed-rate Mortgage

If you want to finance your home in a way that is stable and predictable, this is your solution.

Advantages of a Fixed-rate Mortgage

Stability

Interest rate and payment stay the same throughout the term.

Limited term

A chance to rethink your strategy at the end of each term.

Options

Choose a mix of 2 to 10 year terms for maximum flexibility.

Special offer on mortgages

  • Interest rate reduction of 0.30% on your first home with UBS
  • Protect yourself early against rising interest rates and fix your fixed-rate mortgage up to one year in advance
  • Free real estate appraisal included

Get expert advice on your personal situation

Our advisers look forward to hearing from you.

  • Personalized advice
  • Fast turnaround times for financial confirmations
  • You decide on how you would like to receive expert advice - whether by video call from home or in one of our branches.

Fixed-rate Mortgage

Advantages at a glance

  • Defined term: 2 to 10 years
  • Predictable monthly payment
  • Set your interest rate up to 12 months before taking out the mortgage
  • Applies to owner-occupied residential property, holiday and investment properties in Switzerland
  • Early termination is only possible in exceptional cases, with penalty

Which mortgage strategy is right for me?

FAQ

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