Savings target for your own home.
Your own home - find out how you can turn this dream into reality. Together we will establish where you currently stand and set out a path which, step by step, will lead you to the property you are looking for.
Get an overview of how you can set out a plan for financing the purchase of your home:
If you want to build or buy residential property, you need equity. Usually, this equity is topped up with a mortgage. In order to secure a mortgage, you need to put down equity equating to at least 20% of the property's value. This equity is usually made up of a combination of funds from your savings and from your company and private pension schemes (pillars 2 and 3).
If you do not yet have the necessary equity to buy your future home, we can help you to set up an individualized savings plan. Ask yourself the following questions to find out how much more you need in order to fulfill your dream:
- Which investments do you think will be necessary for your new home?
- How much equity do you need? (20%)
- Which savings do you have at your disposal?
- How large is your financing shortfall and how can you eliminate it?
With this information, you can use our calculator to discover how much money you need to set aside in order to reach your savings target.
With our budget planner, you can find out how much you can feasibly save every month.
3. Reach your savings target
We will support you on the road to reaching your savings target. UBS offers a range of solutions which make saving easy. Find out, for example, how you can save more than CHF 20,000 every year at a preferential interest rate and save money on tax as a result - with the UBS Fisca account and the UBS account or unrestricted retirement custody account 3b. Please arrange an advisory consultation to find out more about our products.
We will assist you in realizing your dream, from beginning to end. Arrange a consultation so we can provide you with an individualized savings plan.
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