Affordability of the Bucher family's home.
((copy)) Roman and Sarah Bucher want to buy a single-family home for their young family. 25% of the property's value of CHF 1,000,000 will be financed with equity and 75% will be financed with borrowed capital.
In order to guarantee the long-term affordability of the property, the costs which go towards their home should account for no more than 33% of the family's gross income. The affordability of the Bucher's home can be calculated as follows:
At 30%, the affordability of the property is guaranteed.
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