Affordability of the Bucher family's home.

((copy)) Roman and Sarah Bucher want to buy a single-family home for their young family. 25% of the property's value of CHF 1,000,000 will be financed with equity and 75% will be financed with borrowed capital.

In order to guarantee the long-term affordability of the property, the costs which go towards their home should account for no more than 33% of the family's gross income. The affordability of the Bucher's home can be calculated as follows:


At 30%, the affordability of the property is guaranteed.