| Payments |
Currency | Interest rate and interest payment limit |
|---|---|---|
CHF 1) 3) 5) | 0.000% | |
EUR 2) 3) | 0.000% | |
CHF 1) 3) 5) | 0.000% | |
UBS Personal account for young people | CHF 1) 3) | 1.000% up to CHF 1 000 7) |
CHF 2) 3) 6) | 0.000% |
|
Saving / investing |
Currency | Interest rate and interest payment limit |
|---|---|---|
CHF 1) 3) | 0.050% up to CHF 50 000 | |
EUR 2) 3) | 0.050% up to EUR 50 000 | |
CHF 3) | 5.000% up to CHF 1 000 7) | |
UBS Sustainable savings account | CHF 3) 4) | 0.050% up to CHF 50 000 |
CHF | 0.010% up to CHF 50 000 | |
CHF | 0.050% |
| Retirement provision |
Currency | Interest rate and interest payment limit |
|---|---|---|
CHF | 0.100% | |
CHF | 0.010% |
1) Debit interest: 12.000% (for a UBS Personal Account for Young People upon reaching the age of majority).
2) Debit interest: available on request.
3) A deposit charge (currently 0.000%) may be levied depending on current interest rates and the amount of your credit balance.
4) The maximum credit balance limit is currently CHF 100,000. Amounts in excess of this must be held in another account. Changes to the maximum credit balance limits will be notified by UBS. Only available within UBS key4 banking. For young people up to the age of 26 and students with a valid student ID up to the age of 30, the same interest rate as the savings account for young people applies.
5) If a UBS Personal Account is managed as a UBS Immo-Smart account, the following interest rates apply: 0.050% on balances up to CHF 50,000; 0.000% on balances above CHF 50,000. The requirements for UBS Immo-Smart can be found at ubs.com/immo-smart.
6) Foreign currencies: non-interest bearing.
7) Only as part of the dedicated banking offer for children up to and including age 11. For more information on this banking offer for children, go to ubs.com/kidsbanking.
For private clients. Valid from 24 June 2026.
For private clients. Valid from 24 June 2026.
