UBS Libor Mortgage with interest rate protection
Combining flexibility and security

You want to benefit from attractive interest rates but still want to protect the interest rate on your mortgage? The UBS Libor Mortgage with interest rate protection is the ideal combination of flexibility and security. You benefit from the low interest rates of the UBS Libor Mortgage and still secure an individual maximum interest rate during the term of the UBS Libor Cap warrants hedge.

UBS Libor Mortgage with interest rate protection at a glance

Interest rate
  • Quarterly interest-rate adjustments (based on the Libor rate for 3-month CHF funds)
  • Individual maximum rate of interest set through interest-rate hedging

Term

  • UBS Libor Mortgage: no limit
  • Hedge dependent on the UBS Libor Cap warrants selected

Interest risk
  • Interest rates may fluctuate during the term of the mortgage; however, through individual hedging, a maximum rate cannot be exceeded during the term of the hedge.

Reference rate
  • Based on the 3-month Libor

Benefits
  • Opportunity to benefit quickly from falling interest rates
  • You can protect yourself against rising interest rates by hedging a maximum Libor rate with UBS Libor Cap warrants
  • Option of switching to another UBS mortgage product at the end of each interest period (3 months)
  • Cap warrants can be traded at any time