Building and buying
Building your own home

"Build - the first house for your foe, the second for a friend, and the third for yourself." (proverb)

Our UBS advisors are on hand to give you competent advice you can rely on so that this proverb does not become a reality in your project and you can prevent unpleasant surprises and avoid unnecessary costs.

Key points when buying or building your own home:

Buying the land
  • Consulting the land registry (land register entry, zoning plan, etc.)
  • Clarifying easements (such as access rights)

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 Choosing building partners

  • Making decisions regarding personal  involvement (architect, general contractor, full-service contractor)
  • Obtaining general  information about building partners

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Tendering
  • Selecting partners (contractor, tradesmen, etc.)
  • Checking quotes (completeness, correctness)
  • Comparing quotes (evaluation and decision)

Contracts and performance
  • Negotiating and awarding contracts (drawing up contracts, checking legal issues)
  • Drawing up the necessary plans, handover to tradesmen, informing all building partners, neighbors, etc.

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Inspection/acceptance
  • Comparing with specifications and plans
  • Quality, volumes, standards, deadlines, costs, etc.
  • Notice of defects, certificate of acceptance, rectifying defects

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Final settlement
  • Securing documentation (plans, warranty certificates, etc.)
  • Checking dimensions and invoices
  • Settling additional building and administration work, verifying payment

There are many criteria that need to be taken into account and clarified in advance; if you enter into such a major project well prepared, you can take a more relaxed attitude to its execution.
Simply get in touch with your UBS advisor, who would be happy to help you with the planning.

 

Further information

UBS mortgage offerings

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