Financing for investment and working capital
Launching a business involving trade and export abroad is often a risky endeavor, and therefore generally requires risk capital, i.e. equity capital. Financing with equity capital will give your company the necessary flexibility to overcome setbacks and delays. You have to assume that local banks will probably not be willing to provide unsecured credit, and your bank in Switzerland will be constrained in its ability to provide credit for cross-border business.
Traditional business loans provide your company with financing for working capital as well as reserve liquidity. They therefore also meet your capital needs for your business abroad. They enhance your financial flexibility and allow you to meet additional liquidity needs caused by inventory purchases/stock holdings or debtors and seasonal fluctuations.
Investment financing can be used to finance your capital expenditure, such as the purchase of machinery, vehicles and installations. It can also be used to finance the expansion of your business. Investment finance can take the form of a fixed advance (suitable for short-term investments) or a fixed-rate loan (more suitable for long-term capital expenditures).
Leasing is the ideal way to benefit from capital goods for production, IT and communication facilities without having to provide the financial resources in advance. Instead of a direct purchase via a loan and the related interest costs, leasing boosts your liquidity.
Products and services in these webpages may not be available for residents of certain nations. Please consult the sales restrictions relating to the service in question for further information.
© UBS 1998 - 2014. All rights reserved.