Since January 28, 2008, SEPA, the Single Euro Payments Area, has provided a unified area for euro payment services (SEPA Credit Transfer) in the SEPA countries. In November 2009, UBS launched SEPA Core Direct Debit, and in November 2010 the SEPA Business-to-Business (B2B) Direct Debit joined the product range.

Today SEPA incorporates over 32 countries* throughout Europe, i.e. all member states of the European Union (EU) and the European Economic Area (EEA) plus Switzerland and Monaco.

* Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, Slovak Republic, Slovenia, Spain, Sweden, Switzerland, United Kingdom.