UBS Life Vision is a classic form of annuity that offers you a guaranteed income for life. In addition to the guaranteed annuity, accrued surpluses (which are not guaranteed) are also paid out. If you choose an annuity with a refund guarantee, the unused capital will be paid to the beneficiary in the event that the insured person dies. If you choose an annuity without this option, there will be no reimbursement in the event of death, but the annuity payments are higher.
State (pillar 1) and occupational (pillar 2) pensions are generally not sufficient to allow you to maintain your customary standard of living after retirement. With UBS Life Vision, you don't need to worry about your future – your standard of living is guaranteed.
In addition, UBS Life Vision offers you the following advantages:
Your choice between monthly, quarterly, half-yearly or annual annuity payments.
UBS Life Vision can be concluded on a single life or two lives.
Only 40% of annuities are taxed as income.
UBS Life Vision is also offered as an annuity with immediately commencing or deferred benefits.
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