Collecting KeyClub points is simple and effortless. Just one banking transaction per month earns you up to 20 points a year. There are four ways in which you can collect points:

1. Regular incoming payments to your UBS personal account Generation

Take Petra: She has her apprenticeship wage paid into her UBS personal account Generation each month and earns five bonus points every three months.

In other words, three incoming payments to a UBS personal account per quarter = five bonus points (max. 20 points per year).

2. Cashless payments with your UBS Maestro Card Generation

Take Max: If he pays using his UBS Maestro Card Generation once a month, he'll receive five bonus points.

In other words, three cashless payments per quarter by UBS Maestro Card Generation = five bonus points (max. 20 points per year).

3. UBS Classic or Gold Credit Card

Take Tanja: She’s a student sharing a flat with three others and buys in the food for everyone once a month. Tanja doesn’t like carrying large amounts of cash around with her and therefore pays the CHF 500 for this major shop using her UBS Credit Card and receives five bonus points per quarter.

In other words, use your UBS Credit Card and you’ll earn points automatically.

4. Promotions

You can earn extra points with special promotions:

The bonus point cheques: Here's how it works

You’ll receive your bonus points each quarter in the form of point cheques, with a detailed points statement.

Point cheques are available in denominations of five, ten and 25 points. They are not paid out until the UBS Generation client has collected more than five points.

Points not paid out are carried over to the next quarter, and UBS cannot take back points already paid out. Point cheques for large sums (e.g. 50 points) cannot be exchanged in KeyClub by UBS Generation clients for five- or ten-point cheques.

Point cheques are transferable, i.e. you can also use your parents’ points to redeem special offers.