UBS Life Protect is a whole-life insurance product with no savings component. It serves simply to cover risks. If the insured person dies, a predetermined lump sum is paid out immediately to the beneficiaries.
Especially if you have large financial commitments, UBS Life Protect offers your loved ones protection in the event of your death by covering repayments. There are two versions of UBS Life Protect:
Version 1 – whole-life insurance with a fixed level of cover.
Version 2 – whole-life insurance with a variable level of cover.
While with version 1 the lump sum in the event of death remains constant during the entire term of the insurance, with version 2 you can adjust the variable lump sum year by year to meet changing needs.
In addition, UBS Life Protect offers you the following advantages:
Available as restricted (pillar 3a) or unrestricted (pillar 3b) retirement provision
Your choice of duration
Your choice of beneficiaries
Higher level of protection with premium waiver in the event of disability
A pension in the event of disability as a result of illness or accident can also be included in the coverage.
UBS Life Secure is a risk insurance product that provides you with a pension in the event of disability as a result of illness or accident.
State (pillar 1) and occupational (pillar 2) pensions you receive in the event of loss of earnings are generally not sufficient to maintain your customary standard of living. With UBS Life Secure you receive a guaranteed pension, thus ensuring that you and your family do not suffer any financial hardship if you have an accident or become ill. You can choose between a fixed pension for the entire term of the insurance or a pension you can adjust year by year to your changing needs.
We recommend that you first request a retirement provision analysis with one of our pension experts to clarify your requirements.
In addition, UBS Life Secure offers you the following advantages:
Available as restricted (pillar 3a) or unrestricted (pillar 3b) retirement provision
You can choose a waiting period of 3, 6, 12 or 24 months.
You can exclude accident coverage from your policy.
Important legal information - please read the disclaimer before proceeding.
Products and services in these webpages are not available for US persons, for the exclusion of residents of other nations see the disclaimers relating to the actual services.
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