Simple: The money you deposit is automatically invested in the UBS Funds of your choice.

Pays interest: Amounts below the minimum investment amount earn interest at a preferential interest rate. (Except for UBS investment fund account in USD).

Flexible: You can make deposits and withdrawals from your UBS investment fund account whenever you like.

Fully invested: Your money will be invested not only in complete units, but also in fractions of these units.

Individual: You decide when and by how much you want your assets to grow.

UBS KeyClub: You earn valuable UBS KeyClub points on your assets.

Security: You benefit from optimum risk diversification and increase your chances of better returns by making regular deposits (cost-averaging effect).

Returns: Over the long term, UBS Funds offer you higher earnings potential than a savings account. As an investor, you benefit from interest and dividend payments as well as from increases in the funds’ value.

Varied: You can choose from a wide range of over 200 UBS Funds.

Diversification of investment risk: Benefit from the broad diversification of UBS Funds.

Quality: All investments are carefully selected and continuously monitored.

Overview: Annual investment fund account reports and individual statements for each investment help you keep track of your investments at all times.

Account currencies: CHF, EUR, USD

Deposits: Possible at all times (via bank/account transfer, standing order, UBS e-banking or over the counter in cash). Money is automatically invested in the UBS Fund(s) of your choice as soon as the minimum investment amount has been reached.

Withdrawals: Possible at all times; at least CHF/EUR/USD 500, or CHF/EUR/USD 100 for young bank clients¹ and young professionals¹. Maximum of 80% of the investment fund account assets.

Minimum investment: CHF/EUR/USD 500, or CHF/EUR/USD 100 for young bank clients¹ and young professionals¹.

Interest rate: Preferential interest rates on the amount not invested in UBS Funds. Only accounts in CHF and EUR bear interest; investment fund accounts in USD do not (you can find detailed information in a separate overview, which you can pick up at your UBS branch or access via the Internet at www.ubs.com/interestrates).

Conditions:
• 0.14% annual administration fee for managing the UBS investment fund account
• Issuing commissions for investing in UBS Funds (prices vary depending on the fund)
   and the standard commissions and costs of the individual investment funds
• Third-party charges (e.g. VAT, withholding tax, federal stamp duties, etc.) will be
   charged separately
• Preferential conditions for young bank clients¹ and young professionals¹
   – No administration fee
   – 50% discount on issuing commission (other commissions and costs are charged
      as usual)

Investment plan types: Growth plan or redemption plan

Investment strategies:
• Relative return: Fixed Income, Yield, Balanced, Growth, Equity
• Absolute return: Medium, Plus
• Free: Your choice from a range of over 200 UBS Funds

Opportunities and risks: You participate in the performance of the financial markets and enjoy higher long-term earnings potential than with an ordinary savings account. As an investor you must keep in mind that the performance of the investment fund account may periodically be negative.

Statements: Individual confirmations for each investment

Reporting: Annual investment fund account reporting

UBS e-banking: Access detailed information about your UBS investment fund account at any time via UBS e-banking.

Publication: UBS Funds' prices are published in the daily press as well as on Teletext and the Internet (detailed information can be found online at www.ubs.com/fundgate).

UBS KeyClub: Free membership of UBS KeyClub bonus program entitles you to earn bonus points on your UBS KeyClub assets and on the purchases you make with your UBS Credit Card; you also receive additional points for your loyalty to UBS.