Make better use of your cash

Keeping track of cash can be complicated. Most people keep cash in a variety of bank and money market accounts. It can be confusing to know if you are getting the best rates or keeping the right amount of cash to hand.

It’s necessary to keep cash for your living expenses and planned purchases, but it’s also sensible to keep two reserves: one for emergencies, and one to allow for the buying and selling of securities. Each of these cash pools can be invested in different vehicles in order to maximize returns. At UBS we will consider your cash needs within the context of your overall financial plan.

By keeping the right amount of cash in the right places, you can ensure that you have enough to cover every eventuality and still earn higher returns than those found within typical deposit accounts.