General rules of the use of this website

TERMS AND GENERAL CONDITIONS OF THE USE OF THIS WEBSITE
Carefully read these terms and conditions. When accessing any part of the UBS website you are subject to the terms and conditions described below. In the event you do not agree with these terms and conditions, do not access the UBS website.

COPYRIGHT AND USE OF THE UBS WEBSITE
All information contained on the UBS website is protected by copyright, trademark and patent legislation. Total or partial reproduction, transmission (electronic or by other means), binding association (electronic or by other means), or change of information contained on the UBS website for commercial purposes can only be made with written authorization by UBS. Users are permitted to record or print copies of the UBS website pages for their own use, without commercial purposes as long as they do not change its content and do not remove or modify messages related to copyright, trademark, patents, explanations and exceptions. Access to the UBS website, recording or printing copies implies acceptance of these terms and conditions of use.

NOT AN OFFER NOR OBLIGATION
None of the information displayed on UBS website shall be interpreted as a proposal, offer or recommendation to buy or sell any products and/or investment services, nor the undertaking of any legal act, independently of its nature.

NO GUARANTY
No information contained on the UBS website constitutes a financial, legal or tax-related opinion. No investment decision should be based solely on the content of the UBS website, users should consult a professional before taking any investment decision.

The information and opinions available on the UBS website is for information purposes only, subject to changes without previous notice. Even though UBS has taken care to ensure that the content (information, opinions, materials, links, products, services etc.) of this web site is correct, appropriate, precise and complete, UBS does not guarantee their correction, suitability precision or completeness, nor commits to inform users about potential corrections, adaptations, changes or updating, and is expressly exempt from any responsibility for potential errors, omissions, unsuitability and inaccuracy.

UBS is also not responsible for any losses or damages of any kind, arising from the use and/or access to the UBS web site or the use and/or access to third-party websites mentioned and/or electronically linked to the UBS website. By using the UBS website you exempt UBS, its administration, its executive directors and its collaborators from any responsibility for potential losses and/or damages arising from such use.

LINKS
The UBS website may contain “links” to third-party websites. Such links are merely informative and UBS assumes no responsibility for the accuracy, completeness or legality of the content of these websites, or for potential information, opinions, and product offers or services contained on such websites. Additionally, UBS declares that it has no control over the confidentiality, security and other risks, nor over potential third-party sites linked to the UBS website.

SECURITY
The password and the “token” (generator of random codes to authenticate access) represent your security and that of your financial information. Keep your password as a secret and your token in a safe place. The password should be regularly changed, avoiding the choice of passwords considered obvious, such as: dates, names, sequential numbers or letters, telephone numbers and license plate numbers, addresses etc. Avoid writing or registering your passwords in such manner that they can be obtained by third parties.

Actions taken on any site or service offered by UBS requiring use of password/code are under your entire responsibility. UBS is totally exempt from any responsibilities and/or consequences arising from the breach of secrecy or any undesired actions occasioned by misuse of the password and/or “token” under your responsibility.

We recommend the use of the UBS website only on computers that you may trust since public or shared computers may contain illegal programs that register the movements of the keyboard and/or can destroy data from the computer.

To access any service offered on the UBS website it is not necessary to install any specific software. Make an attempt to not open unsolicited e-mails or from an unknown origin, especially if they have files attached because they can contain a virus or other destructive applications enabling fraud. If you are not sure who sent the e-mail, delete it immediately.

Only download files from sites you know and are certain that they are trustworthy.

UBS shall never make contact to request your USB website access password. If you receive this type of contact by e-mail, telephone or any other means of communication, please do not inform any data requested and immediately notify UBS through its Customer Relations Manager. Try not to leave your computer on and connected with your password, avoiding the misuse by third parties. Always use the log-off command, terminating connection, when you leave your computer.

AVAILABILITY OF PRODUCTS AND SERVICES
This website should not be disclosed or used by any person or entity in any jurisdiction or country where this disclosure or use breaches the law or regulation in effect or where the seller or requester is not qualified to act, or by any person in a jurisdiction where the disclosure of information, services or products contained on this website may be considered illegal. Additionally, the legislation and regulation regarding investors’s protection of certain jurisdictions and/or countries do not apply to products and services offered and registered in Brazil, in such cases, only the contractual protection established in the Brazilian legislation and regulation will be guaranteed.

INVESTMENTS PERFORMANCE
It is important to emphasize that past performance does not represent any guarantee of future performance. Therefore, it is not possible to forecast the future performance of an investment from the variation of its market value in the past; the future value may increase or decrease. Consequently, UBS does not guarantee that the principal investment will remain the same or increase in value.

MATERIAL INTERESTS
UBS, its administration, its executive directors and its collaborators may have or have had interest, maintain or have maintained positions, conduct or have conducted business, participate or have participated in the issuing of bonds and/or stocks mentioned on the UBS website. Moreover, they may have or have had some relationship, render or have rendered some type of service (such as corporate finances), perform or have performed the functions of administrator of the companies mentioned on the UBS web site.

INVASION
It is prohibited to invade this website and attempts to do so shall be treated in compliance with penal legislation in effect, the invader will respond for the attempt and for any and all damaging consequences caused by such attempt and/or invasion.

ADDITIONAL TERMS
Certain documents (contracts, regulations, prospectus etc.), materials or pages of the UBS website may contain specific terms and general conditions that complement the general terms and conditions above. In the event of conflict between the terms and general conditions and the terms and specific conditions, the specific ones shall prevail.