UBS life insurance

For you, building up and/or expanding your assets is of primary importance. UBS life insurance products provide you with the opportunity to combine your investment objectives with suitable risk protection while increasing your post-tax returns.

You can choose between several investment models based on periodical premiums or single premiums.

UBS Life Funds

UBS Life Funds is a fund-linked life insurance product with a guaranteed death benefit. You determine your own investment strategy and the structure of your fund portfolio. The entire range of UBS Investment Funds is available to choose from.

UBS Life Funds offers you both insurance coverage and the opportunity to benefit from growth in the financial markets. You therefore have the chance to achieve a higher return. On expiry, income is exempt from income tax, provided certain conditions are fulfilled; hence your post-tax returns are increased.

UBS Life Funds MFP

UBS Life Funds MFP (Managed Fund Portfolio) is a unit-linked life insurance which invests in first-class investment funds of leading providers (UBS and third party) in accordance with your investment strategy. In addition, you profit from the advantages of life insurance such as enhanced return after tax, free choice of beneficiaries, a guaranteed capital, which is paid out in case of death directly to the beneficiaries, as well as inheritance and bankruptcy privileges. Single premium are possible in CHF, EUR or USD.

UBS Life Comfort

UBS Life Comfort is a classic combined life insurance product with a guaranteed benefit in the event of death and survival benefits on expiry of the insurance policy. In addition to the guaranteed benefit, a share of surpluses is paid out; this share of surplus is dependent on the performance of the insurance company and on costs and risk trends. In the event of death, the insured benefit is immediately paid to the beneficiaries.

With UBS Life Comfort, you are not only ensuring protection for your family or partner – you are also achieving your savings objective. On expiry, income is exempt from income tax. Under restricted retirement coverage (pillar 3a), the premiums paid can be deducted from your income up to a specific amount.