Optimisation

Your needs:
You have moderate to high risk tolerance. And you expect certain markets to remain flat or rise only slightly, so you are looking for ways to nevertheless bring in some attractive returns.

Our products:
The idea behind our Optimisation products is that you receive a fixed coupon that lets you secure attractive returns as long as the underlying keeps within the expected range. If markets perform better than you have anticipated, however, and rise considerably, you will lose out on earnings opportunities. You can choose from a whole range of different underlyings.

Opportunities:
If the underlying – a share, for example – moves only minimally as you have expected, you will be considerably better off than with a direct investment in that share.

Risks:
These products ultimately carry the same risk as their underlyings, although the garanteed coupon means that the risk of making a loss is slightly smaller. You should also be aware that you will miss out on earnings opportunities if the underlying were to rise sharply, contrary to your expectations.

Key product types:

Optimisation Fund – the best of both worlds

UBS has developed an innovative new investment fund that allows you to optimize earnings opportunities in flat markets: UBS (Lux) Structured Sicav – Optimisation (CHF/EUR). You can make markets work for you, even when they are tending sideways, and also receive an attractive annual coupon. There is a cap to the upside, however, and, if the stock markets were to fall sharply, losses would be the same as with direct investments.
The fund owes its attractive features to the fact that it invests in “optimisation” structured products specially selected and put together by experts and that it is broadly diversified, as is customary with investment funds. The Optimisation Fund combines the advantages of structured products with those of investment funds.