You receive a detailed, easy-to-read bill every month by post or in electronic form (e-bills with PayNet), with each card shown separately. Depending on the payment method you choose, you pay with a paying-in slip or even more conveniently via e-bill or direct debit (LSV+).
Part-payment
If you pay by paying-in slip or e-bill with PayNet, you are free to choose whether you pay the full amount or just part of it. You thus enjoy financial flexibility at all times.
The minimum payment is 5% of the bill (at least CHF 50), payable within 15 days of the billing date. If you choose the credit option1, the unpaid portion of the monthly balance will automatically be transferred to the next statement period.
1 Annual interest rate: 15% (as at January 2007, subject to change). The granting of credit is forbidden if it leads to the overindebtedness of the consumer (Art. 3 of the Swiss Federal Act Against Unfair Competition).