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When you start your career, your needs and your financial situation change. The UBS Young Professional solution offers young people between 22 and 24 who are starting their working life and graduates up to 32 years old (studies must have ended within the last two years) a comprehensive package at an attractive flat fee specially designed for the new period in their lives.
UBS Young Professional gives you the most important products and services so that you can easily take care of your banking transactions anytime and anywhere. We’ll also find the right solutions for your individual requirements in a personal advisory consultation.
The UBS Young Professional solution offers you a broad range of products and services at an attractive all-in fee.
UBS Young Professional covers your most important banking needs. Analysis of your additional requirements forms the core element of our personal advisory approach. We’ll be happy to help you draw up a budget and decide what you want to save for. We’ll also see to it that you’re well equipped to deal with tax and retirement savings.
| The attractive Pay and Save basic offering at a glance | |
The Pay and Save Basic Offering
The Pay and Save Basic Offering includes all products and services that you need for your daily banking activities – at an attractive flat fee.
| UBS personal account | UBS savings account | |
With the UBS personal account, you can carry out your CHF banking transactions in seconds. Whether paying in your salary, managing your account, making payments or withdrawing cash at any time – everything can be handled simply and conveniently. | The UBS savings account in CHF helps you reach your goals. Compared with the UBS personal account, you enjoy a preferential interest rate while still enjoying peace of mind that your savings are readily accessible. |
| UBS Maestro Card | UBS Credit Cards | |
The UBS Maestro Card lets you make cash-free purchases in Switzerland and abroad. In Switzerland, cash withdrawals in CHF from all UBS Bancomats and ATMs operated by other banks are included in the price. More than 900,000 ATMs are also available around the world for you to withdraw money 24 hours a day. | A UBS Credit Card lets you pay without cash all over the world – simply, conveniently and securely. You will receive a warm welcome from over 24 million partners. Choose between the UBS VISA Card and the UBS MasterCard. |
| UBS e-banking | UBS KeyClub | |
With UBS e-banking you can complete your banking transactions simply and securely. Wherever you are, whenever you want. | As a UBS Young Professional you are automatically a participant in the UBS KeyClub bonus program. Just collect bonus points from your banking transactions and benefit from attractive special offers. Specially for UBS Young Professional customers: If you regularly pay in at least CHF 2,000 per month, you will receive 50 KeyClub points per year (1 KeyClub point = CHF 1). |
It pays to be a UBS Young Professional client – you can use your KeyClub points for three exclusive offers from Sunrise. Save up to CHF 200 on telephone and internet services.
The UBS investment fund account makes it easy for you to make more of your money, because it combines the benefits of targeted investments with those of a bank account. You participate in the performance of the financial markets and enjoy higher long-term earnings potential than with an ordinary savings account. At the same time, you can deposit or withdraw money whenever you like - just as you would with a normal account. Young professionals – UBS Young Professional clients – enjoy the following preferential conditions:
No administration fee
50% discount on issuing commission
Preferential interest rate (except for UBS investment fund account in USD)
Lower minimum investment and minimum withdrawal amount of CHF/EUR/USD 100
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