UBS mortgages

Our products at a glance


Products	Term	Interest rate	Benefits
UBS Fixed-Rate Mortgage	1-10 years	fixed	no interest rate volatility during the mortgage term secure expenditure planning lower interest-rate risk by combining mortgages of different durations
UBS Portfolio Mortgage	unlimited	variable, basic rate as average of various interest rates on fixed-rate mortgages; individual margin	interest-rate fluctuations are evened out interest rate transparent and in line with market
UBS Libor Mortgage	unlimited	variable Interest rate is based on the LIBOR (CHF) for 3 or 6 months (client's choice) and is adjusted accordingly at the end of each quarter or half- year	opportunity to benefit quickly from falling interest rates option of switching to a UBSFixed-Rate Mortgage (or other UBS mortgage product) at any time free of charge short-term interest rates are typically the cheapest; basis: 3- or 6-month LIBOR (CHF)
UBS Libor Cap Warrants	limited		you protect your variable-rate loan against rising interest rates. you continue to benefit from low interest rates for short-term financing. UBS Libor Cap Warrants are always tradable.
UBS Mortgage Overdraft Facility	unrestricted	variable	flexible use of part of the equity you have invested freedom to use the limit any way you wish UBS Mortgage Overdraft Facility can be used in full or in part at any time without consulting your UBS advisor beforehand interest is only charged on the loan amount actually used your personal, long-term investment strategy remains unchanged the current account limit is backed by a mortgage
UBS Building Financing	2 years max.	variable