Buying your own home is a big step in life and your decisions have long-term financial implications. Through unforeseen events such as accidents, extended illness or in the event of death, unexpected financial hardship may result. As such, it is vital that you think about planning for your retirement and insuring your partner and family, too, when you buy your own home.
You should consider insurance cover especially if one person in the household is the main breadwinner or if a part of the property is to be financed through early withdrawals from your occupational pension scheme.
UBS Life Protect is solely a term life insurance. You can choose between constant or variable capital payment upon death.
With UBS Life Secure, you can protect yourself against the incapacity to work. This insurance can be taken out separately or in combination with UBS Life Protect.
UBS Life Protect and UBS Life Secure can be taken out as part of the restricted retirement account 3a or the unrestricted retirement account 3b.
Your UBS advisor would be happy to work with you to find an ideal insurance solution tailored to your needs.