UBS (CH) Vitainvest investment funds

UBS (CH) Vitainvest 12, securities no. 2 247 644
UBS (CH) Vitainvest 12 takes a somewhat conservative approach to equities and foreign currencies. The equity weighting (excluding foreign real estate companies) may not exceed 17% and may not be less than 7%. The investment objective is to optimize earnings from interest and price gains with price growth that is as stable as possible.

UBS (CH) Vitainvest 25, securities no. 2 247 646
UBS (CH) Vitainvest 25 has a higher proportion of investments in equities and foreign currencies. The equity weighting (excluding foreign real estate companies) may not exceed 30% and may not be less than 20%. The subfund focuses more on capital growth than UBS (CH) Vitainvest 12 by exploiting price fluctuations. This carries with it the risk of higher price fluctuations.

UBS (CH) Vitainvest 40, securities no. 2 247 648
UBS (CH) Vitainvest 40 aims more to exploit the full upside price potential of the markets. The equity weighting (excluding foreign real estate companies) may not exceed 45% and may not be less than 35%. Since price fluctuations are higher than for UBS (CH) Vitainvest 25, we recommend UBS (CH) Vitainvest 40 for investors with long-term investment horizons.

UBS (CH) Vitainvest 50, securities no. 2 247 650
UBS (CH) Vitainvest 50 makes full use of the legally permitted investment possibilities. The equity weighting (including foreign real estate companies) may not exceed 50% and may not be less than 45%. This subfund is therefore suited to very long-term oriented investors who can accept sharp price fluctuations.

Investment risk

Compared with a conventional savings account, the volatility of investments in the segments of UBS (CH) Vitainvest increases with the size of the equity and foreign-currency allocations. In the same way that you can profit from a positive trend, you must likewise bear the losses arising from a fall in prices.

Due to legal requirements, investors are eligible for the tax benefits offered by 2nd pillar up to the retirement age. However there is no obligation to sell UBS (CH) Vitainvest securities investments for example when reaching retirement age. They can be transferred into the private UBS custody account.