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Retirement in Switzerland
1st pillar / State pension scheme
The cover is mandatory for all persons resident or working in Switzerland, and all Swiss citizens abroad working in the service of the Swiss Confederation.
AHV (Federal Occupational Retirement and Survivors' Insurance Scheme)
Retirement pension payable to men after their 65th birthday and women after their 64nd birthday.
IV (Federal Disability Insurance Scheme) Benefits are based on the degree of disability:
over 40%: 1/4 of IV pension
over 50%: 1/2 of IV pension
over 60%: 3/4 of IV pension
over 70%: full IV pension
Supplementary benefits
Persons entitled to an AHV/IV pension may claim supplementary benefits if their income and assets are insufficient to cover the minimum essentials.
Important legal information - please read the disclaimer before proceeding.
Products and services in these webpages are not available for US persons, for the exclusion of residents of other nations see the disclaimers relating to the actual services.
© UBS 1998-2008. All rights reserved.
