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UBS Individual
UBS Individual

The comprehensive banking solution for individuals
The comprehensive banking solution for individuals

Stay flexible and profit with UBS individual

Your life is in full swing – and you have plans and goals you want to achieve, either now or at some time in the future. With UBS Individual, you have a comprehensive banking solution designed to meet your needs.

  • The Pay and Save Basic Offering at an attractive all-in fee

  • Tailored solutions for saving for and financing a home, providing financial security, retirement planning and asset accumulation

  • Membership of UBS KeyClub bonus program

  • A professional advisor for all your financial concerns

Pay and save

The Pay and Save Basic Offering
The Pay and Save Basic Offering includes all products and services that you need for your daily banking activities – at an attractive flat fee.

UBS personal accountUBS savings account

With the UBS personal account, you can carry out your CHF banking transactions in seconds. Whether it’s paying in your salary, managing your account, making payments or withdrawing cash at any time – everything can be handled simply and conveniently.

The UBS savings account helps you reach your goals. Enjoy an attractive interest rate and rest assured that your savings are easily available.

UBS e-bankingUBS Fisca account

With UBS e-banking you complete your banking transactions simply and securely. Wherever you are, whenever you want.

The UBS Fisca account is the ideal retirement savings solution for employees who pay AHV contributions. You save with tax benefits, transparency and flexibility, as you alone decide when and how much you want to pay into your retirement savings account.

UBS KeyClubUBS Maestro Card / UBS Credit Cards

You will automatically participate in the UBS KeyClub bonus program. You will collect bonus points simply and easily for all banking transactions and profit from attractive offers.

The UBS Maestro Card lets you make cash-free purchases in Switzerland and abroad. In Switzerland, cash withdrawals in CHF from all UBS Bancomats and ATMs operated by other banks are included in the price. More than 900,000 ATMs are also available around the world for you to withdraw money 24 hours a day.

A UBS Credit Card lets you pay without cash all over the world, simply, conveniently and securely with your signature. You will receive a warm welcome from over 24 million partners. Choose between the UBS VISA Card and the UBS MasterCard.

Financing

Saving for your own homeFinancing your own home

We can show you the various options for accumulating assets in a personal consultation. We’ll help you save money for the down payment and find a good solution for reaching your goal.

Our mortgage professionals will provide you with expert advice to help you choose the right financing option. We’ll talk to you about the costs involved in buying your own home. Together we’ll analyze what you can afford, so you don’t overextend yourself and you can sleep comfortably in your new dream house.

Protection and retirement planning

Protection Retirement planning

With UBS Fiscalife and UBS Life products you combine retirement savings with life and disability insurance, protecting your family or partner against the financial consequences of unexpected events.

You’d like to start creating a solid basis for your retirement early on. UBS offers simple, secure and flexible retirement solutions for all employed persons who want to save on a tax-privileged basis in their restricted pension plan (pillar 3a). You can also profit in the long term from higher income potential with other products from both restricted and unrestricted pension plans (pillar 3b).

Investing

Accumulating and increasing assets

At UBS you expect a complete range of attractive investment options to make more of your assets. In addition to a number of other products, this includes the UBS investment fund account, which optimally combines the advantages of UBS Funds with the benefits of an account. Together with your UBS advisor, you select the funds that match your personal objectives. You benefit from professional management of your funds and can pay in or withdraw money at any time.

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