Key figures

	For the quarter ended			% change from		Year-to-date
CHF million, except per share data	30.9.09	30.6.09	30.9.08	2Q09	3Q08	30.9.09	30.9.08

Continuing operations
Interest income	5,100	6,035	16,393	(15)	(69)	18,780	54,146
Interest expense	(3,445)	(4,892)	(14,971)	(30)	(77)	(14,084)	(49,809)
Net interest income	1,654	1,143	1,422	45	16	4,696	4,337
Credit loss (expense) / recovery	(226)	(388)	(357)	(42)	(37)	(1,749)	(686)
Net interest income after credit loss expense	1,428	755	1,065	89	34	2,947	3,651
Net fee and commission income	4,530	4,502	5,709	1	(21)	13,274	18,145
Net trading income	148	220	(1,513)	(33)		(262)	(16,689)
Other income	(340)	292	283			547	386
Total operating income	5,766	5,770	5,543	0	4	16,506	5,493
Personnel expenses	4,678	4,578	3,997	2	17	13,220	13,884
General and administrative expenses	1,367	1,699	1,702	(20)	(20)	4,702	6,775
Depreciation of property and equipment	231	284	288	(19)	(20)	768	846
Impairment of goodwill	0	492	0	(100)		1,123	341
Amortization of intangible assets	84	39	50	115	68	168	148
Total operating expenses	6,359	7,093	6,036	(10)	5	19,980	21,993
Operating profit from continuing operations before tax	(593)	(1,323)	(493)	55	(20)	(3,474)	(16,500)
Tax expense	(49)	(208)	(913)	76	95	37	(5,039)
Net profit from continuing operations	(544)	(1,115)	420	51		(3,511)	(11,462)

Discontinued operations
Profit from discontinued operations before tax	0	7	0	(100)		17	179
Tax expense	0	0	0			0	1
Net profit from discontinued operations	0	7	0	(100)		17	178

Net profit	(544)	(1,108)	420	51		(3,493)	(11,283)
Net profit attributable to minority interests	21	294	137	(93)	(85)	448	445
from continuing operations	21	290	136	(93)	(85)	439	398
from discontinued operations	0	4	1	(100)	(100)	9	48
Net profit attributable to UBS shareholders	(564)	(1,402)	283	60		(3,941)	(11,729)
from continuing operations	(564)	(1,405)	284	60		(3,949)	(11,859)
from discontinued operations	0	3	(1)	(100)	100	8	131

Earnings per share (CHF)
Basic earnings per share	(0.15)	(0.39)	0.09	62		(1.09)	(4.41)
from continuing operations	(0.15)	(0.40)	0.09	63		(1.09)	(4.46)
from discontinued operations	0.00	0.00	0.00			0.00	0.05
Diluted earnings per share	(0.15)	(0.39)	0.09	62		(1.09)	(4.42)
from continuing operations	(0.15)	(0.40)	0.09	63		(1.09)	(4.47)
from discontinued operations	0.00	0.00	0.00			0.00	0.05