UBS AG
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Analysts & InvestorsAnnual Reporting 2005
Annual Reporting 2005  
Annual Review Financial Report Handbook
     
Introduction
Presentation of Financial Information
Performance Indicators
Financial Businesses
Industrial Holdings
Balance Sheet and Cash Flows
Accounting Standards and Policies
Financial Statements
Notes to the Financial Statements
UBS AG (Parent Bank)
Additional Disclosure Required under SEC Regulations
 

D – Information Required by Industry Guide 3
D – Information Required by Industry Guide 3

Selected Statistical Information

The tables below set forth selected statistical information regarding the Group’s banking operations extracted from the Financial Statements. Unless otherwise indicated, average balances for the years ended 31 December 2005, 31 December 2004 and 31 December 2003 are calculated from monthly data. The distinction between domestic and foreign is generally based on the booking location. For loans, this method is not significantly different from an analysis based on the domicile of the borrower.

Average Balances and Interest Rates

The following table sets forth average interest-earning assets and average interest-bearing liabilities, along with the average rates, for the years ended 31 December 2005, 2004 and 2003.

31.12.05

31.12.04

31.12.03

CHF million, except where indicated

Average

balance

Interest

Average

rate (%)

Average

balance

Interest

Average

rate (%)

Average

balance

Interest

Average

rate (%)

Assets

Due from banks

Domestic

15,467

270

1.7

12,463

154

1.2

11,417

158

1.4

Foreign

25,497

1,334

5.2

23,843

397

1.7

21,317

1,064

5.0

Cash collateral on securities borrowed and

reverse repurchase agreements

Domestic

33,012

1,079

3.3

17,969

457

2.5

6,576

200

3.0

Foreign

787,389

22,562

2.9

710,065

10,549

1.5

582,066

10,948

1.9

Trading portfolio assets

Domestic

15,545

457

2.9

10,122

336

3.3

7,990

219

2.7

Foreign taxable

580,763

23,630

4.1

513,922

18,914

3.7

421,413

18,151

4.3

Foreign non-taxable

3,390

58

1.7

2,309

27

1.2

1,668

21

1.3

Foreign total

584,153

23,688

4.1

516,231

18,941

3.7

423,081

18,172

4.3

Financial assets designated at fair value

Domestic

616

0

196

0

0

0

Foreign

691

26

3.8

0

0

0

0

Loans

Domestic

174,299

5,424

3.1

168,456

5,308

3.2

165,397

6,357

3.8

Foreign

81,264

3,241

4.0

60,145

1,813

3.0

51,459

1,805

3.5

Financial investments

Domestic

1,036

3

0.3

1,132

17

1.5

1,988

27

1.4

Foreign taxable

3,546

83

2.3

3,000

21

0.7

2,880

30

1.0

Foreign non-taxable

0

0

0.0

0

0

0.0

Foreign total

3,546

83

2.3

3,000

21

0.7

2,880

30

1.0

Total interest-earning assets

1,722,515

58,167

3.4

1,523,622

37,993

2.5

1,274,171

38,980

3.1

Net interest on swaps

1,119

1,235

1,065

Interest income and average

interest-earning assets

1,722,515

59,286

3.4

1,523,622

39,228

2.6

1,274,171

40,045

3.1

Non-interest-earning assets

Positive replacement values

319,698

246,952

249,155

Fixed assets

9,308

8,808

12,874

Other

55,125

53,087

29,750

Total average assets

2,106,646

1,832,469

1,565,950

31.12.05

31.12.04

31.12.03

CHF million, except where indicated

Average
balance

Interest

Average
rate (%)

Average

balance

Interest

Average

rate (%)

Average

balance

Interest

Average

rate (%)

Liabilities and Equity

Due to banks

Domestic

35,713

897

2.5

31,129

385

1.2

28,719

116

0.4

Foreign

92,431

3,321

3.6

96,335

1,582

1.6

74,695

1,747

2.3

Cash collateral on securities

lent and repurchase agreements

Domestic

40,772

881

2.2

33,846

489

1.4

23,287

295

1.3

Foreign

661,722

19,745

3.0

614,295

9,525

1.6

515,665

9,328

1.8

Trading portfolio liabilities

Domestic

3,632

145

4.0

3,717

180

4.8

3,252

156

4.8

Foreign

173,394

10,591

6.1

161,286

7,813

4.8

127,104

9,769

7.7

Financial liabilities designated at fair value

Domestic

638

5

0.8

85

1

1.2

0

0

Foreign

86,688

2,385

2.8

49,234

1,167

2.4

22,445

751

3.3

Due to customers

Domestic demand deposits

67,987

292

0.4

67,005

167

0.2

55,496

100

0.2

Domestic savings deposits

86,373

404

0.5

84,112

414

0.5

81,963

527

0.6

Domestic time deposits

24,245

386

1.6

19,052

250

1.3

21,125

357

1.7

Domestic total

178,605

1,082

0.6

170,169

831

0.5

158,584