D – Information Required by Industry Guide 3

Selected Statistical Information

The tables below set forth selected statistical information regarding the Group’s banking operations extracted from the Financial Statements. Unless otherwise indicated, average balances for the years ended 31 December 2005, 31 December 2004 and 31 December 2003 are calculated from monthly data. The distinction between domestic and foreign is generally based on the booking location. For loans, this method is not significantly different from an analysis based on the domicile of the borrower.

Average Balances and Interest Rates
The following table sets forth average interest-earning assets and average interest-bearing liabilities, along with the average rates, for the years ended 31 December 2005, 2004 and 2003.


	31.12.05			31.12.04			31.12.03
CHF million, except where indicated	Average balance	Interest	Average rate (%)	Average balance	Interest	Average rate (%)	Average balance	Interest	Average rate (%)
Assets
Due from banks
Domestic	15,467	270	1.7	12,463	154	1.2	11,417	158	1.4
Foreign	25,497	1,334	5.2	23,843	397	1.7	21,317	1,064	5.0
Cash collateral on securities borrowed and
reverse repurchase agreements
Domestic	33,012	1,079	3.3	17,969	457	2.5	6,576	200	3.0
Foreign	787,389	22,562	2.9	710,065	10,549	1.5	582,066	10,948	1.9
Trading portfolio assets
Domestic	15,545	457	2.9	10,122	336	3.3	7,990	219	2.7
Foreign taxable	580,763	23,630	4.1	513,922	18,914	3.7	421,413	18,151	4.3
Foreign non-taxable	3,390	58	1.7	2,309	27	1.2	1,668	21	1.3
Foreign total	584,153	23,688	4.1	516,231	18,941	3.7	423,081	18,172	4.3
Financial assets designated at fair value
Domestic	616	0		196	0		0	0
Foreign	691	26	3.8	0	0		0	0
Loans
Domestic	174,299	5,424	3.1	168,456	5,308	3.2	165,397	6,357	3.8
Foreign	81,264	3,241	4.0	60,145	1,813	3.0	51,459	1,805	3.5
Financial investments
Domestic	1,036	3	0.3	1,132	17	1.5	1,988	27	1.4
Foreign taxable	3,546	83	2.3	3,000	21	0.7	2,880	30	1.0
Foreign non-taxable				0	0	0.0	0	0	0.0
Foreign total	3,546	83	2.3	3,000	21	0.7	2,880	30	1.0
Total interest-earning assets	1,722,515	58,167	3.4	1,523,622	37,993	2.5	1,274,171	38,980	3.1
Net interest on swaps		1,119			1,235			1,065
Interest income and average
interest-earning assets	1,722,515	59,286	3.4	1,523,622	39,228	2.6	1,274,171	40,045	3.1
Non-interest-earning assets
Positive replacement values	319,698			246,952			249,155
Fixed assets	9,308			8,808			12,874
Other	55,125			53,087			29,750
Total average assets	2,106,646			1,832,469			1,565,950

		31.12.05			31.12.04			31.12.03
CHF million, except where indicated	Average balance	Interest	Average rate (%)	Average balance	Interest	Average rate (%)	Average balance	Interest	Average rate (%)
Liabilities and Equity
Due to banks
Domestic	35,713	897	2.5	31,129	385	1.2	28,719	116	0.4
Foreign	92,431	3,321	3.6	96,335	1,582	1.6	74,695	1,747	2.3
Cash collateral on securities
lent and repurchase agreements
Domestic	40,772	881	2.2	33,846	489	1.4	23,287	295	1.3
Foreign	661,722	19,745	3.0	614,295	9,525	1.6	515,665	9,328	1.8
Trading portfolio liabilities
Domestic	3,632	145	4.0	3,717	180	4.8	3,252	156	4.8
Foreign	173,394	10,591	6.1	161,286	7,813	4.8	127,104	9,769	7.7
Financial liabilities designated at fair value
Domestic	638	5	0.8	85	1	1.2	0	0
Foreign	86,688	2,385	2.8	49,234	1,167	2.4	22,445	751	3.3
Due to customers
Domestic demand deposits	67,987	292	0.4	67,005	167	0.2	55,496	100	0.2
Domestic savings deposits	86,373	404	0.5	84,112	414	0.5	81,963	527	0.6
Domestic time deposits	24,245	386	1.6	19,052	250	1.3	21,125	357	1.7
Domestic total	178,605	1,082	0.6	170,169	831	0.5	158,584