Wealth Management Americas

1 Change of business division performance before tax between current and comparison periods / business division performance before tax of comparison period. Not meaningful if either the current period or the comparison period is a loss period. 2 Operating expenses / operating income before credit loss (expense) / recovery. 3 Excludes interest and dividend income. 4 Operating income before credit loss (expense) / recovery (annualized as applicable) / average invested assets. 5 Refer to the "Capital management" section of this report for more information about the equity attribution framework. 6 Year-to-date business division performance before tax (annualized as applicable) / attributed equity (year-to-date average). 7 Operating income before credit loss (expense) / recovery on a year-to-date basis (annualized as applicable) / BIS RWA (year-to-date average). 8 Interest, asset-based revenues for portfolio management and account-based, distribution and advisory fees. 9 For purposes of comparison with US peers, includes interest and dividend income from former Wealth Management US only.