Wealth Management US

1  Additionally includes social security contributions and expenses related to alternative investment awards. 2  Excludes interest and dividend income. 3  For purposes of comparison with US peers. 4  Income (annualized) / average invested assets. 5  Operating expenses / income. 6  Interest, asset-based revenues for portfolio management and account-based, distribution and advisory fees. 7  Income (including net goodwill funding) / average number of financial advisors. 8  Net new money / average number of financial advisors. 9  Average invested assets / average number of financial advisors. 10  See page 65 for further explanation. 11  Year-to-date business unit performance before tax (annualized as applicable) / attributed equity (year-to-date average). 12  BIS risk-weighted assets (RWA) are according to Basel II; for quarters prior to first quarter 2008, RWA are according to the Basel I framework. 13  Year-to-date business unit performance before tax (annualized as applicable) / BIS RWA (year-to-date average). 14  Quarters prior to first quarter 2008 represent goodwill and intangible assets in excess of 4% of BIS Tier 1 capital.